FAQs

If you are already collecting Social Security, you will receive a Medicare card with an enrollment date for Medicare Part A and Part B, about 2 months prior to turning 65. The enrollment date is the first of the month in which you turn 65. If you have creditable coverage with your insurance at work or are covered by a spouse’s active employer group insurance, it may not be necessary to enroll in Part B. It is recommended to contact your employer to see how Medicare effects your benefits. If you are waiving Part B, follow the instructions on the back of the card and send it back to the assigned address. Medicare will only pay 80% of your medical costs, so it is important to look at either a Medigap policy to cover the remaining 20%, or privatize your Medicare with an HMO or other Advantage Plan.
